CIS/Index
Copyright © 2000, Congressional Information
Service, Inc.
1 CIS H 24112
TITLE: H.R. 4311: The
Identity Theft Prevention Act of 2000
CIS-NO: 2001-H241-12
SOURCE: Committee on Banking and Financial Services. House
DOC-TYPE: Hearing Retrieve
the full text of testimony
DATE: Sept. 13, 2000
LENGTH: iv+423 p.
CONG-SESS: 106-2
ITEM-NO: 1013-A;
1013-B
SUDOC: Y4.B22/1:106-70
MC-ENTRY-NO: 2001-9879
GPO-STOCK-NO: 552-070-26666-6.
SUMMARY:
Committee Serial No. 106-70. Hearing to
consider H.R. 4311, the Identity Theft Prevention Act of 2000, to amend the
Truth in Lending Act and the Fair Credit Reporting Act to establish procedures
to prevent fraud involving the theft and illegal use of
personal identification information and
documents, and facilitate the ability of consumers who are victims of identity
fraud to repair their credit.
Includes provisions to:
a. Require credit card companies to provide written
confirmation to both a consumer's old and new address whenever they are
requested to change the address for an account.
b. Require
credit bureaus to include a "fraud alert" in consumer files if requested by the
consumer.
c. Restrict credit bureaus from disclosing
certain consumer identifying information, including social
security numbers.
d. Require credit bureaus to provide an
annual consumer report without charge at the consumer's request.
Supplementary material (p. 79-423) includes witnesses' written statements, a
report, and submitted statements.
CONTENT-NOTATION:
Personal identification info fraudulent use, consumer credit
protections estab
BILLS: 106
H.R. 4311
DESCRIPTORS:
CONSUMER PROTECTION; FINANCIAL REGULATION; ROBBERY AND
THEFT; CONSUMER CREDIT; INFORMATION SERVICES AND SYSTEMS;
IDENTITY THEFT PREVENTION ACT; TRUTH IN LENDING ACT; FAIR CREDIT REPORTING ACT;
FRAUD; SOCIAL SECURITY
01-H241-12 TESTIMONY NO: 1
Sept. 13, 2000 p. 4-8
WITNESSES (and witness notations):
HOOLEY, DARLENE (Rep, D-Oreg)
LATOURETTE STEVEN C. (Rep, R-Ohio)
STATEMENTS:
Need for H.R. 4311.
CONTENT
NOTATION:
Personal identification info
fraudulent use, consumer credit protections estab
01-H241-12 TESTIMONY NO: 2 Sept. 13, 2000 p. 9-28,
105-170
WITNESSES (and witness notations):
BRODER, BETSY (Assistant Director, Division of Planning
and Information, Bureau of Consumer Protection, FTC)
TOWNSEND, BRUCE A. (Special Agent in Charge, Financial
Crimes Division, Secret Service)
STATEMENTS AND DISCUSSION:
Explanation of FTC efforts to collect and disseminate
identity theft information, with details on Identity Theft Data
Clearinghouse; views on H.R. 4311; Secret Service law enforcement efforts to
combat identity theft; issues relating to identity theft problem.
INSERTION:
-- FTC, individual reference services
marketing of personal identifying information,
report (p. 124-164).
CONTENT NOTATION:
Personal identification info fraudulent
use, consumer credit protections estab
TESTIMONY DESCRIPTORS:
FEDERAL TRADE COMMISSION; GOVERNMENT INFORMATION
AND INFORMATION SERVICES; MARKETING; SECRET SERVICE; LAW ENFORCEMENT
01-H241-12 TESTIMONY NO: 3 Sept.
13, 2000 p. 28-47, 171-195
WITNESSES (and witness notations):
DOUGLAS, ROBERT (Co-Founder and CEO, American
Privacy Consultants)
BOULDEN, SHON
(victim of identity theft)
STATEMENTS AND DISCUSSION:
Examples of advertisements offering services to obtain and
sell personal financial information;
recommendations to combat identity theft; personal experience
with identity theft involving a stolen social security number; views on and
issues related to H.R. 4311.
CONTENT NOTATION:
Personal identification info fraudulent
use, consumer credit protections estab
TESTIMONY DESCRIPTORS:
AMERICAN PRIVACY CONSULTANTS; ADVERTISING
01-H241-12 TESTIMONY NO: 4 Sept.
13, 2000 p. 47-77, 196-398
WITNESSES (and witness notations):
PLESSER, RONALD L. (Coordinator, Individual Reference
Services Group)
HARVEY, RICHARD H., JR. (Vice President,
Chevy Chase Bank; representing American Bankers Association)
PRATT, STUART K. (Vice President, Government Relations,
Associated Credit Bureaus)
BENNER, JANINE (Consumer
Associate, California Public Interest Research Group (CALPIRG); also
representing U.S. Public Interest Research Group and Privacy
Rights Clearinghouse)
HULME, BRUCE H. (President, Special
Investigations, Inc.; representing National Council of Investigation and
Security Services)
STATEMENTS AND DISCUSSION:
Differing views on H.R. 4311, with recommendations; feared
adverse impact of H.R. 4311 on legitimate individual reference services,
consumer reporting agencies, and private investigator services; efforts of
banking industry to combat identity theft; issues related to H.R. 4311.
INSERTIONS:
a. American Bankers
Association, "Identity Theft Communications Kit" July 2000 (p. 229-249).
b. American Bankers Association, "Financial
Privacy Toolbox" 2000 (p. 256-325).
c.
CALPIRG; and Privacy Rights Clearinghouse, "Nowhere To Turn:
Victims Speak Out on Identity Theft" survey, May 2000 (p. 366-387).
CONTENT NOTATION:
Personal
identification info fraudulent use, consumer credit protections estab
TESTIMONY DESCRIPTORS:
INDIVIDUAL REFERENCE SERVICES
GROUP; BANKS AND BANKING; SURVEYS AND QUESTIONNAIRES
LOAD-DATE: January 31, 2002 
