Bill Summary & Status for the 106th Congress

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H.R.3618
Sponsor: Rep Andrews, Robert E.(introduced 2/10/2000)
Latest Major Action: 2/18/2000 Referred to House subcommittee
Title: To amend the Fair Debt Collection Practices Act with regard to liability for noncompliance, and for other purposes.
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TITLE(S):  (italics indicate a title for a portion of a bill)
STATUS: (color indicates Senate actions)
2/10/2000:
Referred to the House Committee on Banking and Financial Services.
2/18/2000:
Referred to the Subcommittee on Financial Institutions and Consumer Credit.

COMMITTEE(S):
RELATED BILL DETAILS:

***NONE***


AMENDMENT(S):

***NONE***


COSPONSOR(S):

***NONE***


SUMMARY AS OF:
2/10/2000--Introduced.

Fair Debt Collection Practices Improvement Act of 1999 - Amends the Fair Debt Collection Practices Act to permit continuation of collection activities and communications during the 30-day period following notice of debt unless the consumer requests cessation of such activities.

Broadens prescriptions governing debtor's civil liability to include a series of class actions arising out of the same violations by the same debt collector.

Disallows recovery of legal fees that accrue after the date of a consumer's refusal of a debt collector's settlement offer which is greater than or equal to the final judgment award (including participants in a class action or series of class actions).

Requires the court to consider the amount of actual damages awarded when it determines the amount of liability.

Shields a debt collector from liability if the preponderance of the evidence shows that the violation resulted from good faith compliance with either Federal or State rules of civil procedure, or with a non-judicial foreclosure proceeding.